Your Tax Plan — What’s Involved?​

Tax planning can touch every part of your financial life. I help you evaluate:

When and How to Take CPP

Timing your Canada Pension Plan (CPP) payments can impact your retirement income. I’ll help you explore when it makes sense to start based on your cash flow, other income sources, and long-term goals.

Making Decisions Around Pensions ​

Whether you have a defined benefit pension, RRSPs, or a LIRA, knowing how to draw income in retirement — and in what order.

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Consolidating Income Streams

If you’re juggling multiple accounts (TFSA, RRSP, non-registered, pensions, dividends), I can help you understand how they interact — and where to draw from.

​Business & Personal Income

If your business is incorporated or you are self-employed, you may be wondering whether to pay yourself via salary or dividends, how to invest inside your corporation, or how to structure your withdrawals efficiently. We’ll walk through the options based on your corporate structure and long-term goals.

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Common Tax Planning Questions:

• When should I start drawing CPP?
• Should I delay my pension or start now?
• How do I handle dividends alongside personal income?
• What’s the best way to manage my TFSA, RRSP, and non-registered accounts together?

Let's Talk

Related Services​

Tax planning is most effective when connected to the bigger picture.

You may also want to explore:

• Retirement Planning
• Cross Border Financial Planning
• Financial Planning
• Newcomers to Canada
  
• The Financial Planning Process
  
  

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